Cash & Savings: $84,156 ==> $254,544 (202.47%)
Foreign Currency: $39,923 ==> $39,410 (-1.28%)
US Brokerage: $312,180 ==> $495,729 (58.8%)
Overseas Brokerage: $249,527 ==> $316,492 (26.84%)
Retirement Accounts: $301,681 ==> $368,594 (22.18%)
Business Investment: $70,000 ==> $100,000 (42.86%)
Charitable Account: $10,397 ==> $9,197
Total: $1,067,594 ==> $1,583,966 (48.37%)

Thanks to a recent comment from a fellow blogger I returned and found out it's been exactly three years since my last entry. Time flies faster than you know it!

This also gives me a good reflection to see how I did in the last three years. For anyone who is reading this, note that the numbers above are based on end of October 2018 numbers and do NOT account for the recent stock market bloodbath in November 2018.

Some major updates are:
1) I've been working with a financial adviser for close to two years by now, more about my experience on that in the future;
2) My personal opinion is that a recession is coming in 2019/2020, accompany by a bear market and housing market correction, not in that order but any order. That's why I cash position is very high because I'm building up my war chest for the upcoming downturn;
3) Last year my wife and I had set a goal to retire in 10 years so by now there is only 9 years left, which is another reason why my cash position is high because I need to protect some profits made during the last two years;

The bucket that turned south in the last 3 years is my foreign currency. The total amount grew but due to strong US currency when I exchanged their value into USD its value actually diminishes. This is a good lesson for anyone who wants to invest in foreign currency, don't just chase the yields but also beware of the exchange rate. For me I'm mainly using the foreign currency as an ATM when I travel overseas, not for savings purpose.

I think that's enough for October. November is coming to an end so I'll just provide more update in two week's time.

Happy Thanksgiving Everyone!