Cash & Savings: $127,031 (9.21%)
Foreign Currency: $29,870 (0.15%)
US Brokerage: $104,925 (3.63%)
Overseas Brokerage: $58,067 (5.37%)
401(k): $54,184 (3.22%)
IRA: $78,655 (0.9%)
Roth IRA: $23,353 (-0.32%)
Total Assets: $476,085 (4.32%)

Again by end of August my cash level sees a big increase due to expense reimbursment that skewed the actual. Some areas of the stock market remain strong surprisingly but the tanker stocks I own continue to be a disappointment due to weak demand and over supply of ships.

This month I also received a letter from my mortgage company saying my rate will be readjusted to an even lower one of 3.25% from 3.625%. I'm debating whether I should pay down more principle because even 3.25% is still higher than the average divident let alone bank interest rate. I still have 2 weeks to make up my mind.