Cash & Savings: $108,344 (1.09%)
Foreign Currency: $29,624 (0.01%)
US Brokerage: $99,201 (5.14%)
Overseas Brokerage: $52,727 (10.55%)
401(k): $48,213 (1.08%)
IRA: $81,062 (5.89%)
Roth IRA: $24,644 (1.10%)
Total Assets: $443,815 (3.82%)

The world's market was able to shake off the news from the deficit crisis from Europe but the most disappointed realization is that the value of my townhouse is probably down by 7% or even more. I did the study because I planned to do some remodeling of my house and didn't want to invest too much when no one is going to pay for it.

Compare to many other areas a 7% decline may not be that bad but it's not something any home owner wants to see. An article from USA Today on Thursday pointed out that home prices in the Atlanta area where I live and other metros won't recover until 2016 and metros like Detroit is not projected to recover by 2020. So is the excess of the first decade of the new millennium.