Cash & Savings: $71,084 => $76,975 (8.29%)
Foreign Currency: $35,948 => $37,881 (5.38%)
Domestic Brokerage: $167,737 => $209,852 (25.11%)
International Brokerage: $208,875 => $219,042 (4.87%)
401(k): $94,394 => $116,622 (23.55%)
IRA: $34,633 > $41,988 (21.27%)
Roth IRA: $80,986 => $102,723 (26.84%)
Total Assets: $693,657 => $805,093 (16.07%)
The last week of December I sold three loser stocks that I held for years to offset the gains I have from one winning stock. I also sold a fund that has been under performing for years but managed to claw back this year. I sold it because I have too many holdings. As of today, I still have 16 stocks and 23 funds, more than a commoner can manage.
In 2013 I also made more donations than ever.
Looking back, my total assets increased 16%, or, $111,436 this year, largely due to equity portfolio appreciation. All my brokerage accounts appreciated more than 20% this year except two that focus on emerging markets.
Also my 401(k) account appreciated little because it was too concentrated on cash and income, instead of growth. I changed my fund selections back in October but it's not enough to swing the pendulum by year end. There's still a lot of work to do on my 401(k) account since it still has over 40% on cash and income.
Going into 2014, I have a few goals:
1) make adjustments to my 401(k) account so it is more balanced, i.e. less cash and cinome, more growth;
2) make adjustments to one of my taxable brokerage accounts and close it by mid 2015 if not sooner. That account also has two big losers;
3) Purchase one new fund, perhaps ETF, in one of my taxable account;
4) Purchase one or two funds in my Roth IRA account now that it has $24,000 in cash;
5) Make adjustments in my Roller IRA account now that it has over $6,000 in cash.
2013 Review - a good year but not great when comparing to how the market did
January 4th, 2014 at 06:44 pm
January 4th, 2014 at 06:48 pm 1388861290
January 4th, 2014 at 10:58 pm 1388876307
If you're comfortable, I suggest listing your MFs as experienced investors might have suggestions for a cost efficient, simpler, sleep at night allocation .
January 8th, 2014 at 04:57 am 1389157042
Fidelity Growth Company
Fidelity Low Priced Stock
Fidelity Disciplined Equity
Fidelity Diversified International
Ready Assets Prime Money Fund
Delaware Diversified Income Fund
BlackRock Growth Prepared Portfolio
BlackRock Global Allocation Fund
MFS Value Fund
BlackRock S&P 500 Sotck Fund
Oppenheimer Small & Mid Cap Value Fund
Pioneer Mid Cap Value Fund
Lord Abbett Alpha Strategy Fund
American Funds EuroPacific Growth Fund
Thornburgh International Value Fund
BlackRock Global Small Cap Fund
BlackRock Health Science Opportunities Portfolio