Cash & Savings: $77,805 (26.36%)
Foreign Currency: $29,580 (0.04%)
US Brokerage: $63,767 (6.03%)
Overseas Brokerage: $25,020 (10.75%)
401(k): $26,838 (7.17%)
IRA: $53,797 (8.77%)
Roth IRA: $13,947 (8.28%)
Total Assets: $290,754 (11.29%)

Thanks to the tax refund from the Federal and State government my cash level has increased significantly this month.

Despite the huge rally my protfolio didn't experience the 20% gain advertised on the news wave. It could be that the rally has retreated a little by the time I write this entry. Regardless, I see this is a bear market rally and eventually will retreat and maybe with an even faster pace.

Although nationally the housing prices continue to decline at least in the great Atlanta area where I live I do see a bottom being formed as builders price units 30 to 40% below peak price. Many of my friends are enticed to get in the market, including myself.

The G20 maybe another reason for the bear rally to recede quickly as world leaders gather and disband without providing any concrete answers - all just my humble predictions.